BloomSmith is the leading lender of VAT bridging loans against commercial properties

Founded in 2015, our company was created to address shortfalls within the lending market to provide fast, easily accessible loans that cover the VAT costs of a property purchase.

Our innovative lending model enables clients to receive a loan agreement within hours and their funds in as little as 48 hours.

The success of our model is built upon the transparency of our practices, we are audited quarterly by Rockstead, and the key strategic relationships we have created with the likes of Fladgate LLP, Buckle Barton Chartered Accountants and the award-winning bank Shawbrook.

A BloomSmith VAT bridging loan is an effective way to negate the impact of short-term cash flow challenges as you wait for a sizeable VAT repayment or to overcome a short-term loan-to-value ratio deficit that’s stopping you getting a deal over the line.

We believe in creating personal service and long-term lending relationships built on trust, giving us the ability to deliver seamless transactions to borrowers that we often see returning time and again.

With decades of experience across finance and real estate, we bring a wealth of industry knowledge and relationships to deliver an innovative product that re-imagines how you manage your funding strategy.   

Explore the options below to learn more about what BloomSmith has to offer or to request a callback.

Try our 90-day VAT bridging loan interest calculator.