How does BloomSmith VAT funding work?
Introductory Q&A

VAT Funding

Fast, simple, effective commercial property solutions

For developers, investors and owner-occupiers, brokers
For estate agents, solicitors, accountants and their clients
No 2nd legal charge required

NACFB 30 year anniversary party in the sunshine

free up your cash flow

VAT on commercial property purchases can be devastating for cash flow.

Our unique, unsecured, VAT bridging loans allow you to cover the VAT element due - without tying up capital.

There's no charge on your property and no impact on mortgage debt or security.

quick decisions
no hidden charges

A VAT Facility Letter of Offer is issued, the client then refers their solicitor to ours, and our standard simplified loan agreement is prepared for signature.

Once the conditions precedent process is completed, 100% of the VAT payment is transferred to the client's solicitor.

our process in practice

We've worked with owner-occupiers, small developers, large developers, solicitors, accountants and other advisers. We've arranged loans throughout England, N Ireland, Scotland and Wales. We've arranged Shari'ah-compliant loans. We've been involved from the start of transactions and also arranged loans at the last minute.
To see BloomSmith in action...

an experienced team

With backgrounds in real estate, debt financing and lending, our people bring a wealth of experience to everything we do together.

Our experience includes having bought, sold and funded commercial property and land. We know the challenges involved and the importance of speed in any property transaction.

bloomSmith's funding at work....

market opinion, news & views....

Neil Petty

Follow the money

Business moves in cycles. I believe that we are entering a positive period for real estate investors, developers and funders and so don’t want the

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