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Check your eligibility in under five minutes, receive funds within 48 hours
Confirm your eligibility in minutes and receive your funding in as little as 48 hours. Unsecured short-term VAT bridging loans of up to £10 million available, transparent fees, no second legal charge required. A powerful financial tool for freeing your cashflow and delivering immediate liquidity.
Expert lenders of fast and effective VAT bridging loans on commercial property and land.
Confirm your eligibility in under five minutes and receive your funding in as little as 48 hours.
Unsecured loans between £50,000 and £10 million available, no hidden fees, no second legal charge required.
Free your cashflow and deliver immediate liquidity.
Try our 90-day VAT bridging loan interest calculator today.
1) Confirm that you qualify for funding in five minutes with our online eligibility checker
2) Our team will contact you within 30 minutes of your eligibility check
3) Get a decision on your funding in as little as two hours
4) Receive your funding within 48 hours and complete your purchase
5) Your loan principal is repaid by HMRC on your behalf
Trusted partners
Trusted partners
With decades of experience across commercial real estate and finance, we understand the importance of keeping on top of your cashflow when purchasing a property.
We know that meeting the VAT charge on a property purchase can represent a significant challenge to your short-term liquidity, which is why we’ve developed an easily accessible VAT funding line that helps you avoid eating into your equity or pre-existing loan facility.
Our five-step process means you can receive a VAT bridging loan fast, spreading the cost of your tax obligation and letting you allocate your finances to where you need them most.
1) Confirm that you qualify for funding in under five minutes with our online eligibility checker
2) Our team will contact you within one hour of your eligibility check
3) Get a decision on your funding in as little as two hours
4) Receive your funding within 48 hours and complete your purchase
5) Your VAT loan’s principal is repaid by HMRC on your behalf
Working with the award-winning specialist bank Shawbrook Bank, we are perfectly placed to deliver effective short-term financing for your business.
Our processes and finances are audited quarterly by Rockstead: allowing you to borrow from our team with complete confidence.
Proud patron lenders of the National Association of Commercial Finance Brokers, the largest independent trade body for commercial finance brokers in the UK.
Explore our case studies to learn more about some of our recent success stories or try our loan calculator today.
Our team of experts are here to help provide you with a unique financial product that redefines how you manage your cashflow, mitigates risk and meets the needs of an upcoming VAT payment on your property.
We have an unrivalled track record of delivering VAT funding on commercial real estate, having lent against more than £200m worth of property. This success comes from our philosophy of fostering trusting and transparent relationships, as is demonstrated by these kind words from some of our clients.
Join our list of happy borrowers today by seeing if you qualify for a loan with our free eligibility checker.
Just getting started with VAT funding? Here’s a guide to how our VAT bridging loans work.
We explain the main elements of a VAT bridging loan by answering three simple questions.
The BloomSmith team looks at the three main reasons a VAT bridging loan is required.
Secure opportunities as they present themselves, don’t let HMRC stand in the way.
Allocate your business capital to where you need it most by accessing our fast, unsecured VAT bridging loans.
Unlock your development’s potential with a powerful cashflow facility that reimagines your project management.
A unique VAT funding solution for your clients to complement senior loan provisions.
Let our expert team of advisors, account managers and solicitors help you deliver quick financial solutions you can trust.
Our streamlined processes and fast commission payments will add to your firm’s earnings potential.
Overcome financial constraints on time-critical disposals with our simple, effective VAT liquidity solutions.
Facilitate rescues and orderly wind-ups with our VAT bridging loans that lead to effective distribution of assets to creditors.
A flexible funding solution designed to help you streamline how you manage insolvencies.
We understand that your practice’s job is to give the best possible financial advice to your clients.
Our tailor-made VAT bridging loans will help navigate your clients through the complexity of a property acquisition.
Add value to your practice’s offering and stay ahead of the competition.
We’ve delivered VAT bridging loans for businesses looking to achieve their property goals across a host of industries. Discover some of our success stories here.
Formed in 2015, BloomSmith was created with the goal of delivering innovative specialist funding for the commercial property sector.
Much has changed since then but our dedication to our founding principle of providing simple, fast and effective VAT funding remains.
Bringing a wealth of experience across real estate, finance, and debt purchasing, our team is perfectly placed to deliver funding that releases equity tied up by your VAT obligations.
Come and explore why we are the best placed people to inject cash into your business and help you undertake a seamless property purchase.
About BloomSmith
BloomSmith is a specialist provider of VAT funding on real estate transactions. Formed in 2015, the business focuses on addressing funding shortfalls in the lending market and providing an innovative short-term financing solution.
We lend without legal charges and loans can be secured in as little as 48 hours thanks to the structure of our lending model.
Proud members of the National Association of Commercial Finance Brokers, the UK’s largest independent trade body for commercial finance brokers, our team calls upon decades of experience working with investors, developers, contractors, funds, banks, bridging lenders, lawyers, accountants and more to deliver a streamlined lending experience you can trust.
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