VAT bridging loans for financial brokers

Deliver real estate VAT bridging loans for your clients in as little as 48 hours

See if they qualify within minutes, fast commission payments guaranteed

A broker and client looking at computer

Deliver easy-access funding, enjoy fast commission payments

VAT bridging loans are an excellent alternative funding solution that enable your clients to gain easy access to short-term liquidity to assist with the purchase of a commercial property.

As patron lenders of the National Association of Commercial Finance Brokers, we have an excellent track record of working with brokerages like yours to deliver fast and effective VAT bridging loans against commercial properties.

Integral to our success is the ability to develop high-quality, mutually beneficial long-term relationships founded upon clear, transparent communication and streamlined processes that enable us to deliver your client’s loan effectively and get your commission paid quickly.

To help you facilitate VAT lending deals efficiently, we can offer a range of solutions including enabling you to embed an eligibility checker into your website and providing your clients with pre-made VAT-registered SPVs for quick loan repayment.

Hear from happy brokers

Over the past eight years, we have worked with brokers across the country to deliver fast and effective VAT bridging loans.

Check out these kind words from some of the partners we have developed mutually beneficial working relationships with.

Our process

 1) Confirm if your client qualifies for funding in minutes with our online eligibility checker

2) Our team will contact you within 60 minutes of your eligibility check

3) Get a funding decision in as little as two hours

4) Your client can receive their funds within 48 hours

5) The loan principal is repaid by HMRC on their behalf

About our loans

Paying VAT on a property purchase can be a blackhole for your client’s short-term finances.

We can deliver a quick funding solution that mitigates the cashflow gap between your client’s purchase and their VAT repayment from HMRC.

✔ Borrow from £50,000 up to £10m

✔ 100% VAT funding available

✔ Transparent fees

✔ Competitive commission rates with immediate payment on completion

BloomSmith Finance

BloomSmith Finance was founded in 2015 to address funding shortfalls in the commercial real estate lending market.

Our streamlined lending processes have enabled us to develop into industry leaders within the VAT bridging loans market.

Today, we have issued loans against over £200m worth of property, delivering funding to developers and investors across the country.

As part of our pursuit of transparency, our processes and finances are audited quarterly by Rockstead: allowing you to borrow with absolute confidence.

When is a VAT bridging loan required?

A VAT bridging loan is taken out as a borrowing facility at the final stage of a property purchase.

Usually, our clients are looking for a simple way to mitigate the short-term impact that a sizeable VAT payment can have on their cashflow while they wait for their return.

By taking out a VAT bridging loan, you don’t have to renegotiate with your principal lender or use cash reserves and can gain access to capital in a timely fashion.

If you’d like to learn more about our services, then feel free to request a callback from our team.

Success built on mutual relationships

As proud patron lenders of the National Association of Commercial Finance Brokers, we have a long history of working alongside brokers to deliver short-term financing for clients.

We know that successful lender-broker relationships are built upon trust, the ability to conduct deals with speed and precision, and transparency.

Our team is always looking for new partners that share these beliefs. If you would like to explore opportunities for working together then please get in touch with us today or request a callback.

Our story

Why we were inspired to start BloomSmith Finance.

Our team

Meet the people behind our innovative funding platform.

News

Read the latest from the BloomSmith team.